About Mango & Umbrella
Mango & Umbrella explains insurance, HMO cover and retirement options, and arranges a conversation with you about them. We also write free guides and calculators for OFWs planning to retire in the Philippines.
What we do and don't do
Mango & Umbrella explains options and arranges conversations. We don't sell or issue insurance or investment products on this website.
Nothing is sold, quoted or applied for on this website. We don't name products as things we offer.
Who we help
- Businesses that want to understand HMO and group cover for their employees.
- OFWs weighing up cover for themselves while they work abroad.
- People thinking about cover for their family or friends at home.
- OFWs and Filipinos abroad planning to retire in the Philippines.
How the guides are written
We name the source of the figures in our guides on the page, mostly the SSS, Pag-IBIG Fund, PhilHealth or the law itself. Worked examples are our own sums from those figures. Each guide shows the date we last checked it. If you spot a mistake, please tell us through the contact page.
Check anyone's licence
Anyone who sells insurance or HMO plans in the Philippines needs a licence from the Insurance Commission, and anyone who sells investments needs to be registered with the SEC. You can check anyone on their public lists before you talk to them. Our guide to the Insurance Commission shows how to look someone up.
The name
The mango is a quiet nod to home. The umbrella stands for cover: something to keep you and your family dry when it rains.
Talk to us
If you'd like to go through your situation, send us a short message and we'll arrange a call.
Talk to us