SSS pension increase 2026: what changed and when you get it

Retirement and disability pensions go up 10% a year in 2025, 2026 and 2027, and survivor pensions 5% a year. Each increase applies to the pension plus the PHP 1,000 benefit allowance, for pensioners on the rolls by that year’s cut-off date. The 2026 increase came early, from 1 June 2026 (SSS Circular 2026-002).

What changed, newest first

• 15 October 2026. SSS reported that the second tranche released PHP 7.4 billion in extra pension to 4.1 million pensioners.
• 2 June 2026. SSS began paying the 2026 increase to pensioners as of 31 May 2026.
• 20 April 2026. SSS Circular 2026-002 (SSC Resolution 146-s.2026, 8 April 2026) moved the 2026 increase forward to 1 June 2026 for pensioners as of 31 May 2026. New pensioners from 1 June to 31 August 2026 get it from 1 September 2026. It kept the same rates and repealed Circular 2025-005.
• 9 December 2025. SSS said the 2025 13th month pension was higher for pensioners as of 31 August 2025, because of the first increase.
• 1 September 2025. The first 10% and 5% increases took effect, for pensioners as of 31 August 2025.
• 31 July 2025. SSS announced the three-year Pension Reform Program and said it needs no increase in contributions.
• 28 July 2025. SSS Circular 2025-005 (SSC Resolution 340-s.2025, 11 July 2025) set the 2025 to 2027 increases, each from 1 September.

Next: the 2027 increase, for pensioners as of 31 August 2027, from 1 September 2027.

Who gets the 2026 increase, and from when

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“Became a pensioner” is the date of your retirement, disability or death contingency, as SSS’s circular puts it. The rates in 2026 are the same as in 2025: 10% for retirement and disability pensions, 5% for survivor (death) pensions. Dependants’ pensions are adjusted too.

Where a claim was still being processed, a pension was suspended, or a pensioner had taken an advance, SSS may pay the increase later as a lump-sum differential.

The 2027 increase

The last increase of the programme covers pensioners as of 31 August 2027 and takes effect on 1 September 2027, at 10% for retirement and disability pensions and 5% for survivor pensions (SSS Circular 2026-002).

Working out your own new amount

Start from the full monthly pension SSS pays you now, including the PHP 1,000 benefit allowance, but leave out any dependants’ pension.

• Retirement or disability pension: multiply by 1.10.
• Survivor pension: multiply by 1.05.

SSS estimated, in July 2025, that after three years retirement and disability pensions would be about 33% higher and survivor pensions about 16% higher. Those figures match each year’s increase being applied to a pension that already includes the earlier ones.

If you are not retired yet, the SSS pension calculator gives the formula amount before any increase, and the SSS pension guide explains how SSS works it out. The December payment is covered in the 13th month pension guide. Survivor pensions are covered in the SSS death benefit guide. For everything else, see the SSS guide for OFWs.

What is not confirmed

• Whether the formula changes for people who retire after 2027. Neither circular says. The increases apply to pensioners on the rolls by each cut-off.
• Whether the PHP 1,200 and PHP 2,400 minimum pensions were raised. Neither circular mentions them, and SSS’s retirement page still shows the old figures.
• Any increase after 2027. None has been announced.

SSS sets each increase in a circular, listed on its circulars page. If this page’s last-checked date is old, look there for anything newer.